RFI (Market Research) - Open Banking Services / End to End API Services in the Financial Industry (Новая Зеландия - Тендер #61913428)

Inland Revenue recognises that through open banking and other technologies there are opportunities emerging to optimise IR and our customer interaction. As open banking and related technologies continue to evolve, IR needs to keep pace.
IR is seeking information on open banking and related technologies to help us develop a roadmap for engagement on potential services. We are seeking to understand what services are currently available in the market, and what services are being developed or are anticipated to be developed.

The business outcomes we are looking at are:
• Reduce risk of us paying to incorrect bank accounts, ensuring money is going to the right place.
• Reduce direct debit errors and risk of fraud by confirming bank account ownership before request of payment via direct debit.
• Reduce payment reconciliation errors for incoming payments by helping our customers get their payment details correct (such as tax type and period).

We understand that there are market terms such as “Confirmation of Payee”, “Payment Initiation” and “Bill Presentation” being discussed in different forums. We are interested in the availability of these services as well as being open to other open banking services that may be beneficial to IR and for IR’s customers.

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